XRP to USDC: live rate and exchange
1 XRP ≈ 1.4632 USDC right now. Create an order and this rate is held for 30 minutes — 0.4% fee, no sign-up.
Exchange
Fixed rate · 0.4%By continuing you accept that funds are sent to the address provided and cannot be reversed.
Three steps, start to finish
Lock your rate
Choose what you send, what you receive and the wallet it goes to. The quote is fixed the moment you create the order.
Make the deposit
Send the exact amount to the address we give you. Your order page updates by itself as the blockchain confirms it.
Get paid out
Once confirmed, your coins are on their way. The payout hash appears in your order so you can verify it on-chain.
XRP → USDC at a glance
XRP → USDC quick table
| Amount sent | Amount received (net) |
|---|---|
| 20 XRP | 27.2645 USDC |
| 50 XRP | 71.1612 USDC |
| 100 XRP | 144.3224 USDC |
| 200 XRP | 290.6447 USDC |
| 500 XRP | 729.6118 USDC |
| 1,000 XRP | 1,461.22 USDC |
| 2,000 XRP | 2,924.45 USDC |
| 5,000 XRP | 7,314.12 USDC |
| 10,000 XRP | 14,630.24 USDC |
USDC → XRP quick table
| Amount sent | Amount received (net) |
|---|---|
| 20 USDC | 13.5525 XRP |
| 50 USDC | 33.8915 XRP |
| 100 USDC | 67.7898 XRP |
| 200 USDC | 135.5864 XRP |
| 500 USDC | 338.9762 XRP |
| 1,000 USDC | 677.9593 XRP |
| 2,000 USDC | 1,355.93 XRP |
| 5,000 USDC | 3,389.82 XRP |
| 10,000 USDC | 6,779.65 XRP |
How XRP/USDC is moving
Prices as of 19:07 UTC
Receive USDC on the network you use
The exchange rate does not depend on the network; only the sending cost does. Pick the one your wallet or exchange accepts for deposits.
About XRP and USDC
Ripple (XRP · XRP Ledger)
XRP is the native asset of the XRP Ledger, built for quick, low-cost value transfers. Transactions settle in seconds without mining.
USD Coin (USDC · ERC20)
USD Coin (USDC) is a dollar-pegged stablecoin backed by cash and short-term US government securities. It is widely used for payments and DeFi and exists natively on several blockchains.
ERC20 is the token standard on Ethereum mainnet. Fees are paid in ETH and can be higher than on other networks; addresses start with 0x.
Three steps from XRP to USDC
- Type how much XRP you are sending, then paste the USDC address where you want to receive.
- Transfer exactly the amount shown to your personal deposit address — on XRP Ledger only.
- Once the network confirms it, your USDC goes out on ERC20 and the order page shows the transaction hash.
XRP to USDC: your questions answered
When will my USDC arrive?
Most orders finish in 5–30 minutes. The clock starts when your XRP Ledger deposit has enough confirmations; the USDC payout on ERC20 follows straight after.
What is deducted from my USDC?
Two things: our 0.4% fee and the cost of sending on ERC20 (roughly 2 USDC). The amount you see before confirming already has both taken off.
How much USDC do I get for 1 XRP today?
About 1.4632 USDC, and that figure already has our 0.4% fee taken off. Prices refresh every few seconds; the moment you create an order the rate is held for 30 minutes.
Which network should I receive USDC on?
Use whichever your wallet or exchange lists for deposits (ERC20, SPL). You get the same rate on all of them — only the sending cost changes. A network mismatch can mean lost funds, so check twice.
Do I have to register to exchange XRP?
No registration and no login. Each order gets its own ID and tracking page, which is all you need to follow it.
How much XRP can I exchange in one order?
Anything from about 13.6138 XRP to 680,688.86 XRP. For larger sums, simply split them across several orders.
How can I follow my XRP to USDC order?
Every order has an ID and its own status page: deposit detected, confirmed, USDC sent with its transaction hash. If the order cannot be completed, the funds go back to the refund address you gave.